LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,695
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,334
−HK$1,665/mo
Today · 4.125%
HK$55,999
baseline
▲ 0.50% · 4.625%
HK$59,407
+HK$3,408/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$111,998/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,623
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,195
−HK$1,595/mo
Today · 4.125%
HK$61,790
baseline
▲ 0.50% · 4.625%
HK$65,047
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,580/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,201
−HK$1,998/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$71,288
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,347
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,234
−HK$1,914/mo
Today · 4.125%
HK$74,148
baseline
▲ 0.50% · 4.625%
HK$78,056
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,296/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,773
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,068
−HK$2,331/mo
Today · 4.125%
HK$78,399
baseline
▲ 0.50% · 4.625%
HK$83,170
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,798/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,072
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,273
−HK$2,233/mo
Today · 4.125%
HK$86,506
baseline
▲ 0.50% · 4.625%
HK$91,066
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,012/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,851
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,801
−HK$2,998/mo
Today · 4.125%
HK$100,799
baseline
▲ 0.50% · 4.625%
HK$106,932
+HK$6,133/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,598/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,521
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,351
−HK$2,871/mo
Today · 4.125%
HK$111,222
baseline
▲ 0.50% · 4.625%
HK$117,084
+HK$5,862/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,444/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,142 · Scale 2, in force from 26 Feb 2026)