LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,696
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,335
−HK$1,666/mo
Today · 4.125%
HK$56,001
baseline
▲ 0.50% · 4.625%
HK$59,408
+HK$3,407/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$112,002/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,595/mo
Today · 4.125%
HK$61,791
baseline
▲ 0.50% · 4.625%
HK$65,048
+HK$3,257/mo
Deposit HK$11.55M · loan HK$11.55M · min. income ≈ HK$123,582/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,235
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,202
−HK$1,999/mo
Today · 4.125%
HK$67,201
baseline
▲ 0.50% · 4.625%
HK$71,290
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,402/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,349
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,236
−HK$1,914/mo
Today · 4.125%
HK$74,150
baseline
▲ 0.50% · 4.625%
HK$78,058
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,300/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,775
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,070
−HK$2,331/mo
Today · 4.125%
HK$78,401
baseline
▲ 0.50% · 4.625%
HK$83,172
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,802/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,074
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,275
−HK$2,233/mo
Today · 4.125%
HK$86,508
baseline
▲ 0.50% · 4.625%
HK$91,068
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,016/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,853
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,804
−HK$2,997/mo
Today · 4.125%
HK$100,801
baseline
▲ 0.50% · 4.625%
HK$106,935
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,602/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,523
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,353
−HK$2,871/mo
Today · 4.125%
HK$111,224
baseline
▲ 0.50% · 4.625%
HK$117,087
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,448/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,167 · Scale 2, in force from 26 Feb 2026)