LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,698
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,337
−HK$1,666/mo
Today · 4.125%
HK$56,003
baseline
▲ 0.50% · 4.625%
HK$59,410
+HK$3,407/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,006/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,626
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,595/mo
Today · 4.125%
HK$61,794
baseline
▲ 0.50% · 4.625%
HK$65,051
+HK$3,257/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,588/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,238
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,205
−HK$1,998/mo
Today · 4.125%
HK$67,203
baseline
▲ 0.50% · 4.625%
HK$71,293
+HK$4,090/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,406/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,351
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,238
−HK$1,914/mo
Today · 4.125%
HK$74,152
baseline
▲ 0.50% · 4.625%
HK$78,061
+HK$3,909/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,304/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,777
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,072
−HK$2,332/mo
Today · 4.125%
HK$78,404
baseline
▲ 0.50% · 4.625%
HK$83,175
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,808/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,077
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,278
−HK$2,233/mo
Today · 4.125%
HK$86,511
baseline
▲ 0.50% · 4.625%
HK$91,071
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,022/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,857
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,807
−HK$2,998/mo
Today · 4.125%
HK$100,805
baseline
▲ 0.50% · 4.625%
HK$106,939
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,610/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,527
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,357
−HK$2,871/mo
Today · 4.125%
HK$111,228
baseline
▲ 0.50% · 4.625%
HK$117,091
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,456/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,202 · Scale 2, in force from 26 Feb 2026)