LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,700
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,339
−HK$1,665/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$59,412
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,200
−HK$1,595/mo
Today · 4.125%
HK$61,795
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,590/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,240
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,207
−HK$1,998/mo
Today · 4.125%
HK$67,205
baseline
▲ 0.50% · 4.625%
HK$71,295
+HK$4,090/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,410/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,354
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,240
−HK$1,915/mo
Today · 4.125%
HK$74,155
baseline
▲ 0.50% · 4.625%
HK$78,063
+HK$3,908/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,310/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,780
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,331/mo
Today · 4.125%
HK$78,406
baseline
▲ 0.50% · 4.625%
HK$83,177
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,812/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,079
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,280
−HK$2,234/mo
Today · 4.125%
HK$86,514
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,028/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,860
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,810
−HK$2,998/mo
Today · 4.125%
HK$100,808
baseline
▲ 0.50% · 4.625%
HK$106,942
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,616/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,530
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,361
−HK$2,871/mo
Today · 4.125%
HK$111,232
baseline
▲ 0.50% · 4.625%
HK$117,095
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,464/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,232 · Scale 2, in force from 26 Feb 2026)