LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,700
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,339
−HK$1,666/mo
Today · 4.125%
HK$56,005
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,010/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,201
−HK$1,595/mo
Today · 4.125%
HK$61,796
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,257/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,592/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,240
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,207
−HK$1,999/mo
Today · 4.125%
HK$67,206
baseline
▲ 0.50% · 4.625%
HK$71,295
+HK$4,089/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$134,412/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,354
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,241
−HK$1,914/mo
Today · 4.125%
HK$74,155
baseline
▲ 0.50% · 4.625%
HK$78,064
+HK$3,909/mo
Deposit HK$9.24M · loan HK$13.87M · min. income ≈ HK$148,310/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,780
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,075
−HK$2,332/mo
Today · 4.125%
HK$78,407
baseline
▲ 0.50% · 4.625%
HK$83,178
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,814/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,080
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,281
−HK$2,233/mo
Today · 4.125%
HK$86,514
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,028/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,860
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,811
−HK$2,998/mo
Today · 4.125%
HK$100,809
baseline
▲ 0.50% · 4.625%
HK$106,943
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,618/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,531
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,361
−HK$2,871/mo
Today · 4.125%
HK$111,232
baseline
▲ 0.50% · 4.625%
HK$117,096
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,464/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,237 · Scale 2, in force from 26 Feb 2026)