LTV · monthly repayment
▼ 0.50% · 3.625%
HK$527,021
−HK$33,049/mo
▼ 0.25% · 3.875%
HK$543,415
−HK$16,655/mo
Today · 4.125%
HK$560,070
baseline
▲ 0.50% · 4.625%
HK$594,149
+HK$34,079/mo
Deposit HK$115.56M · loan HK$115.56M · min. income ≈ HK$1,120,140/mo (50% DSR)
Upfront cash ≈ HK$130.58M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$586,306
−HK$31,676/mo
▼ 0.25% · 3.875%
HK$602,030
−HK$15,952/mo
Today · 4.125%
HK$617,982
baseline
▲ 0.50% · 4.625%
HK$650,557
+HK$32,575/mo
Deposit HK$115.56M · loan HK$115.56M · min. income ≈ HK$1,235,964/mo (50% DSR)
Upfront cash ≈ HK$130.58M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$632,426
−HK$39,658/mo
▼ 0.25% · 3.875%
HK$652,098
−HK$19,986/mo
Today · 4.125%
HK$672,084
baseline
▲ 0.50% · 4.625%
HK$712,979
+HK$40,895/mo
Deposit HK$92.45M · loan HK$138.67M · min. income ≈ HK$1,344,168/mo (50% DSR)
Upfront cash ≈ HK$107.47M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$703,567
−HK$38,012/mo
▼ 0.25% · 3.875%
HK$722,436
−HK$19,143/mo
Today · 4.125%
HK$741,579
baseline
▲ 0.50% · 4.625%
HK$780,668
+HK$39,089/mo
Deposit HK$92.45M · loan HK$138.67M · min. income ≈ HK$1,483,158/mo (50% DSR)
Upfront cash ≈ HK$107.47M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$737,830
−HK$46,268/mo
▼ 0.25% · 3.875%
HK$760,781
−HK$23,317/mo
Today · 4.125%
HK$784,098
baseline
▲ 0.50% · 4.625%
HK$831,809
+HK$47,711/mo
Deposit HK$69.34M · loan HK$161.79M · min. income ≈ HK$1,568,196/mo (50% DSR)
Upfront cash ≈ HK$84.36M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$820,828
−HK$44,347/mo
▼ 0.25% · 3.875%
HK$842,843
−HK$22,332/mo
Today · 4.125%
HK$865,175
baseline
▲ 0.50% · 4.625%
HK$910,780
+HK$45,605/mo
Deposit HK$69.34M · loan HK$161.79M · min. income ≈ HK$1,730,350/mo (50% DSR)
Upfront cash ≈ HK$84.36M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$948,638
−HK$59,488/mo
▼ 0.25% · 3.875%
HK$978,146
−HK$29,980/mo
Today · 4.125%
HK$1,008,126
baseline
▲ 0.50% · 4.625%
HK$1,069,469
+HK$61,343/mo
Deposit HK$23.11M · loan HK$208.01M · min. income ≈ HK$2,016,252/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,055,351
−HK$57,017/mo
▼ 0.25% · 3.875%
HK$1,083,655
−HK$28,713/mo
Today · 4.125%
HK$1,112,368
baseline
▲ 0.50% · 4.625%
HK$1,171,003
+HK$58,635/mo
Deposit HK$23.11M · loan HK$208.01M · min. income ≈ HK$2,224,736/mo (50% DSR)
Upfront cash ≈ HK$38.14M (deposit + AVD stamp duty HK$15,023,042 · Scale 2, in force from 26 Feb 2026)