LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,703
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,342
−HK$1,666/mo
Today · 4.125%
HK$56,008
baseline
▲ 0.50% · 4.625%
HK$59,416
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,016/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,204
−HK$1,595/mo
Today · 4.125%
HK$61,799
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,598/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,244
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,211
−HK$1,999/mo
Today · 4.125%
HK$67,210
baseline
▲ 0.50% · 4.625%
HK$71,299
+HK$4,089/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,420/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,358
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,245
−HK$1,914/mo
Today · 4.125%
HK$74,159
baseline
▲ 0.50% · 4.625%
HK$78,068
+HK$3,909/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,318/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,784
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,079
−HK$2,332/mo
Today · 4.125%
HK$78,411
baseline
▲ 0.50% · 4.625%
HK$83,182
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,822/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,084
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,286
−HK$2,233/mo
Today · 4.125%
HK$86,519
baseline
▲ 0.50% · 4.625%
HK$91,080
+HK$4,561/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,038/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,866
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,816
−HK$2,999/mo
Today · 4.125%
HK$100,815
baseline
▲ 0.50% · 4.625%
HK$106,949
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,630/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,537
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,368
−HK$2,871/mo
Today · 4.125%
HK$111,239
baseline
▲ 0.50% · 4.625%
HK$117,102
+HK$5,863/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,478/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,295 · Scale 2, in force from 26 Feb 2026)