LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,705
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,345
−HK$1,665/mo
Today · 4.125%
HK$56,010
baseline
▲ 0.50% · 4.625%
HK$59,418
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,020/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,634
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,207
−HK$1,595/mo
Today · 4.125%
HK$61,802
baseline
▲ 0.50% · 4.625%
HK$65,059
+HK$3,257/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,604/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,246
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,214
−HK$1,998/mo
Today · 4.125%
HK$67,212
baseline
▲ 0.50% · 4.625%
HK$71,302
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,424/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,361
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,248
−HK$1,914/mo
Today · 4.125%
HK$74,162
baseline
▲ 0.50% · 4.625%
HK$78,071
+HK$3,909/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,324/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,787
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,082
−HK$2,332/mo
Today · 4.125%
HK$78,414
baseline
▲ 0.50% · 4.625%
HK$83,186
+HK$4,772/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,828/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,088
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,289
−HK$2,234/mo
Today · 4.125%
HK$86,523
baseline
▲ 0.50% · 4.625%
HK$91,083
+HK$4,560/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,046/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,869
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,820
−HK$2,999/mo
Today · 4.125%
HK$100,819
baseline
▲ 0.50% · 4.625%
HK$106,953
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,638/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,541
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,372
−HK$2,871/mo
Today · 4.125%
HK$111,243
baseline
▲ 0.50% · 4.625%
HK$117,107
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,486/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,334 · Scale 2, in force from 26 Feb 2026)