LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,707
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,346
−HK$1,666/mo
Today · 4.125%
HK$56,012
baseline
▲ 0.50% · 4.625%
HK$59,420
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,024/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,636
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,208
−HK$1,596/mo
Today · 4.125%
HK$61,804
baseline
▲ 0.50% · 4.625%
HK$65,061
+HK$3,257/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,608/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,248
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,216
−HK$1,998/mo
Today · 4.125%
HK$67,214
baseline
▲ 0.50% · 4.625%
HK$71,304
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,428/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,363
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,250
−HK$1,914/mo
Today · 4.125%
HK$74,164
baseline
▲ 0.50% · 4.625%
HK$78,074
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,328/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,790
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,085
−HK$2,332/mo
Today · 4.125%
HK$78,417
baseline
▲ 0.50% · 4.625%
HK$83,188
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,834/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,090
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,292
−HK$2,233/mo
Today · 4.125%
HK$86,525
baseline
▲ 0.50% · 4.625%
HK$91,086
+HK$4,561/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,050/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,872
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,823
−HK$2,999/mo
Today · 4.125%
HK$100,822
baseline
▲ 0.50% · 4.625%
HK$106,956
+HK$6,134/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,644/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,544
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,375
−HK$2,872/mo
Today · 4.125%
HK$111,247
baseline
▲ 0.50% · 4.625%
HK$117,111
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,494/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,363 · Scale 2, in force from 26 Feb 2026)