LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,709
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,349
−HK$1,666/mo
Today · 4.125%
HK$56,015
baseline
▲ 0.50% · 4.625%
HK$59,423
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,030/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,639
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,211
−HK$1,596/mo
Today · 4.125%
HK$61,807
baseline
▲ 0.50% · 4.625%
HK$65,065
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,614/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,251
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,219
−HK$1,999/mo
Today · 4.125%
HK$67,218
baseline
▲ 0.50% · 4.625%
HK$71,308
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,436/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,366
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,254
−HK$1,914/mo
Today · 4.125%
HK$74,168
baseline
▲ 0.50% · 4.625%
HK$78,078
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,336/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,793
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,089
−HK$2,332/mo
Today · 4.125%
HK$78,421
baseline
▲ 0.50% · 4.625%
HK$83,192
+HK$4,771/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,842/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,094
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,296
−HK$2,233/mo
Today · 4.125%
HK$86,529
baseline
▲ 0.50% · 4.625%
HK$91,091
+HK$4,562/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,058/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,877
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,828
−HK$2,999/mo
Today · 4.125%
HK$100,827
baseline
▲ 0.50% · 4.625%
HK$106,962
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,654/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,550
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,380
−HK$2,872/mo
Today · 4.125%
HK$111,252
baseline
▲ 0.50% · 4.625%
HK$117,116
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,504/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,412 · Scale 2, in force from 26 Feb 2026)