LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,710
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,665/mo
Today · 4.125%
HK$56,015
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,030/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,639
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,595/mo
Today · 4.125%
HK$61,807
baseline
▲ 0.50% · 4.625%
HK$65,065
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,614/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,252
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,219
−HK$1,999/mo
Today · 4.125%
HK$67,218
baseline
▲ 0.50% · 4.625%
HK$71,308
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,436/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,367
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,254
−HK$1,915/mo
Today · 4.125%
HK$74,169
baseline
▲ 0.50% · 4.625%
HK$78,078
+HK$3,909/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,338/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,794
−HK$4,627/mo
▼ 0.25% · 3.875%
HK$76,089
−HK$2,332/mo
Today · 4.125%
HK$78,421
baseline
▲ 0.50% · 4.625%
HK$83,193
+HK$4,772/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,842/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,095
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,297
−HK$2,233/mo
Today · 4.125%
HK$86,530
baseline
▲ 0.50% · 4.625%
HK$91,091
+HK$4,561/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,060/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,878
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,829
−HK$2,999/mo
Today · 4.125%
HK$100,828
baseline
▲ 0.50% · 4.625%
HK$106,963
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,656/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,551
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,382
−HK$2,871/mo
Today · 4.125%
HK$111,253
baseline
▲ 0.50% · 4.625%
HK$117,118
+HK$5,865/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,506/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,422 · Scale 2, in force from 26 Feb 2026)