LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,710
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,666/mo
Today · 4.125%
HK$56,016
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$3,408/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,032/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,596/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,066
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,252
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,220
−HK$1,999/mo
Today · 4.125%
HK$67,219
baseline
▲ 0.50% · 4.625%
HK$71,309
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,438/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,367
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,255
−HK$1,914/mo
Today · 4.125%
HK$74,169
baseline
▲ 0.50% · 4.625%
HK$78,079
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,338/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,794
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,090
−HK$2,332/mo
Today · 4.125%
HK$78,422
baseline
▲ 0.50% · 4.625%
HK$83,194
+HK$4,772/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,844/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,095
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,297
−HK$2,234/mo
Today · 4.125%
HK$86,531
baseline
▲ 0.50% · 4.625%
HK$91,092
+HK$4,561/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,062/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,878
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,830
−HK$2,998/mo
Today · 4.125%
HK$100,828
baseline
▲ 0.50% · 4.625%
HK$106,963
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,656/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,551
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,382
−HK$2,872/mo
Today · 4.125%
HK$111,254
baseline
▲ 0.50% · 4.625%
HK$117,118
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,508/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,426 · Scale 2, in force from 26 Feb 2026)