LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,711
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,351
−HK$1,665/mo
Today · 4.125%
HK$56,016
baseline
▲ 0.50% · 4.625%
HK$59,425
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,032/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,641
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,213
−HK$1,596/mo
Today · 4.125%
HK$61,809
baseline
▲ 0.50% · 4.625%
HK$65,067
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,618/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,253
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,221
−HK$1,999/mo
Today · 4.125%
HK$67,220
baseline
▲ 0.50% · 4.625%
HK$71,310
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,440/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,369
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,256
−HK$1,914/mo
Today · 4.125%
HK$74,170
baseline
▲ 0.50% · 4.625%
HK$78,080
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,340/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,795
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,091
−HK$2,332/mo
Today · 4.125%
HK$78,423
baseline
▲ 0.50% · 4.625%
HK$83,195
+HK$4,772/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$156,846/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,097
−HK$4,435/mo
▼ 0.25% · 3.875%
HK$84,299
−HK$2,233/mo
Today · 4.125%
HK$86,532
baseline
▲ 0.50% · 4.625%
HK$91,093
+HK$4,561/mo
Deposit HK$6.93M · loan HK$16.18M · min. income ≈ HK$173,064/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,880
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,831
−HK$2,999/mo
Today · 4.125%
HK$100,830
baseline
▲ 0.50% · 4.625%
HK$106,965
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$201,660/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,553
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,384
−HK$2,872/mo
Today · 4.125%
HK$111,256
baseline
▲ 0.50% · 4.625%
HK$117,120
+HK$5,864/mo
Deposit HK$2.31M · loan HK$20.80M · min. income ≈ HK$222,512/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,442 · Scale 2, in force from 26 Feb 2026)