LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,713
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,352
−HK$1,666/mo
Today · 4.125%
HK$56,018
baseline
▲ 0.50% · 4.625%
HK$59,427
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,036/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,642
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,215
−HK$1,596/mo
Today · 4.125%
HK$61,811
baseline
▲ 0.50% · 4.625%
HK$65,069
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,622/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,255
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,223
−HK$1,999/mo
Today · 4.125%
HK$67,222
baseline
▲ 0.50% · 4.625%
HK$71,312
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,444/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,371
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,258
−HK$1,915/mo
Today · 4.125%
HK$74,173
baseline
▲ 0.50% · 4.625%
HK$78,082
+HK$3,909/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,346/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,798
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,093
−HK$2,333/mo
Today · 4.125%
HK$78,426
baseline
▲ 0.50% · 4.625%
HK$83,198
+HK$4,772/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$156,852/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,099
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,301
−HK$2,234/mo
Today · 4.125%
HK$86,535
baseline
▲ 0.50% · 4.625%
HK$91,096
+HK$4,561/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$173,070/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,883
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,834
−HK$2,999/mo
Today · 4.125%
HK$100,833
baseline
▲ 0.50% · 4.625%
HK$106,968
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,666/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,556
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,387
−HK$2,872/mo
Today · 4.125%
HK$111,259
baseline
▲ 0.50% · 4.625%
HK$117,124
+HK$5,865/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,518/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,473 · Scale 2, in force from 26 Feb 2026)