LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,716
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,355
−HK$1,666/mo
Today · 4.125%
HK$56,021
baseline
▲ 0.50% · 4.625%
HK$59,430
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,042/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,646
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,219
−HK$1,595/mo
Today · 4.125%
HK$61,814
baseline
▲ 0.50% · 4.625%
HK$65,072
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,628/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,259
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,999/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$71,316
+HK$4,090/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,262
−HK$1,915/mo
Today · 4.125%
HK$74,177
baseline
▲ 0.50% · 4.625%
HK$78,087
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,354/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,802
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,098
−HK$2,332/mo
Today · 4.125%
HK$78,430
baseline
▲ 0.50% · 4.625%
HK$83,202
+HK$4,772/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$156,860/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,104
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,306
−HK$2,234/mo
Today · 4.125%
HK$86,540
baseline
▲ 0.50% · 4.625%
HK$91,101
+HK$4,561/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$173,080/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,888
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,840
−HK$2,999/mo
Today · 4.125%
HK$100,839
baseline
▲ 0.50% · 4.625%
HK$106,974
+HK$6,135/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,678/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,562
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,393
−HK$2,872/mo
Today · 4.125%
HK$111,265
baseline
▲ 0.50% · 4.625%
HK$117,130
+HK$5,865/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,530/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,529 · Scale 2, in force from 26 Feb 2026)