LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,717
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,356
−HK$1,666/mo
Today · 4.125%
HK$56,022
baseline
▲ 0.50% · 4.625%
HK$59,431
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,044/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,220
−HK$1,595/mo
Today · 4.125%
HK$61,815
baseline
▲ 0.50% · 4.625%
HK$65,074
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,630/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,260
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,228
−HK$1,999/mo
Today · 4.125%
HK$67,227
baseline
▲ 0.50% · 4.625%
HK$71,318
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,454/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,376
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,264
−HK$1,914/mo
Today · 4.125%
HK$74,178
baseline
▲ 0.50% · 4.625%
HK$78,088
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,356/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,803
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,099
−HK$2,332/mo
Today · 4.125%
HK$78,431
baseline
▲ 0.50% · 4.625%
HK$83,204
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$156,862/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,105
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,307
−HK$2,234/mo
Today · 4.125%
HK$86,541
baseline
▲ 0.50% · 4.625%
HK$91,103
+HK$4,562/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$173,082/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,890
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,842
−HK$2,998/mo
Today · 4.125%
HK$100,840
baseline
▲ 0.50% · 4.625%
HK$106,976
+HK$6,136/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,680/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,564
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,395
−HK$2,872/mo
Today · 4.125%
HK$111,267
baseline
▲ 0.50% · 4.625%
HK$117,133
+HK$5,866/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,534/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,547 · Scale 2, in force from 26 Feb 2026)