LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,719
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,359
−HK$1,666/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$59,434
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,650
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,223
−HK$1,595/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,077
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,263
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,231
−HK$1,999/mo
Today · 4.125%
HK$67,230
baseline
▲ 0.50% · 4.625%
HK$71,321
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,460/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,380
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,267
−HK$1,915/mo
Today · 4.125%
HK$74,182
baseline
▲ 0.50% · 4.625%
HK$78,092
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,364/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,807
−HK$4,628/mo
▼ 0.25% · 3.875%
HK$76,103
−HK$2,332/mo
Today · 4.125%
HK$78,435
baseline
▲ 0.50% · 4.625%
HK$83,208
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$156,870/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,109
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,312
−HK$2,234/mo
Today · 4.125%
HK$86,546
baseline
▲ 0.50% · 4.625%
HK$91,108
+HK$4,562/mo
Deposit HK$6.94M · loan HK$16.18M · min. income ≈ HK$173,092/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,895
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,846
−HK$2,999/mo
Today · 4.125%
HK$100,845
baseline
▲ 0.50% · 4.625%
HK$106,982
+HK$6,137/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,690/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,569
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,401
−HK$2,872/mo
Today · 4.125%
HK$111,273
baseline
▲ 0.50% · 4.625%
HK$117,138
+HK$5,865/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,546/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,595 · Scale 2, in force from 26 Feb 2026)