LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,725
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,365
−HK$1,666/mo
Today · 4.125%
HK$56,031
baseline
▲ 0.50% · 4.625%
HK$59,440
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,062/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,656
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,229
−HK$1,596/mo
Today · 4.125%
HK$61,825
baseline
▲ 0.50% · 4.625%
HK$65,083
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,650/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,270
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$1,999/mo
Today · 4.125%
HK$67,237
baseline
▲ 0.50% · 4.625%
HK$71,328
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,474/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,387
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,274
−HK$1,915/mo
Today · 4.125%
HK$74,189
baseline
▲ 0.50% · 4.625%
HK$78,100
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,378/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,814
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,111
−HK$2,332/mo
Today · 4.125%
HK$78,443
baseline
▲ 0.50% · 4.625%
HK$83,216
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,886/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,118
−HK$4,436/mo
▼ 0.25% · 3.875%
HK$84,320
−HK$2,234/mo
Today · 4.125%
HK$86,554
baseline
▲ 0.50% · 4.625%
HK$91,117
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,108/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,904
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,856
−HK$3,000/mo
Today · 4.125%
HK$100,856
baseline
▲ 0.50% · 4.625%
HK$106,992
+HK$6,136/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,712/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,580
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,412
−HK$2,872/mo
Today · 4.125%
HK$111,284
baseline
▲ 0.50% · 4.625%
HK$117,150
+HK$5,866/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,568/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,695 · Scale 2, in force from 26 Feb 2026)