LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,725
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,365
−HK$1,666/mo
Today · 4.125%
HK$56,031
baseline
▲ 0.50% · 4.625%
HK$59,441
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,062/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,656
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,229
−HK$1,596/mo
Today · 4.125%
HK$61,825
baseline
▲ 0.50% · 4.625%
HK$65,084
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,650/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,270
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,238
−HK$2,000/mo
Today · 4.125%
HK$67,238
baseline
▲ 0.50% · 4.625%
HK$71,329
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,476/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,387
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,275
−HK$1,915/mo
Today · 4.125%
HK$74,190
baseline
▲ 0.50% · 4.625%
HK$78,101
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,380/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,815
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,111
−HK$2,333/mo
Today · 4.125%
HK$78,444
baseline
▲ 0.50% · 4.625%
HK$83,217
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,888/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,118
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,321
−HK$2,234/mo
Today · 4.125%
HK$86,555
baseline
▲ 0.50% · 4.625%
HK$91,117
+HK$4,562/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,110/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,905
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,857
−HK$2,999/mo
Today · 4.125%
HK$100,856
baseline
▲ 0.50% · 4.625%
HK$106,993
+HK$6,137/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,712/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,581
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,412
−HK$2,873/mo
Today · 4.125%
HK$111,285
baseline
▲ 0.50% · 4.625%
HK$117,151
+HK$5,866/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,570/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,702 · Scale 2, in force from 26 Feb 2026)