LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,725
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,366
−HK$1,666/mo
Today · 4.125%
HK$56,032
baseline
▲ 0.50% · 4.625%
HK$59,441
+HK$3,409/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,064/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,657
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,230
−HK$1,596/mo
Today · 4.125%
HK$61,826
baseline
▲ 0.50% · 4.625%
HK$65,084
+HK$3,258/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,652/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,271
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$65,239
−HK$1,999/mo
Today · 4.125%
HK$67,238
baseline
▲ 0.50% · 4.625%
HK$71,329
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,476/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,388
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,276
−HK$1,915/mo
Today · 4.125%
HK$74,191
baseline
▲ 0.50% · 4.625%
HK$78,101
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,382/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,816
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,112
−HK$2,333/mo
Today · 4.125%
HK$78,445
baseline
▲ 0.50% · 4.625%
HK$83,218
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,890/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,119
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,234/mo
Today · 4.125%
HK$86,556
baseline
▲ 0.50% · 4.625%
HK$91,118
+HK$4,562/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,112/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,906
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,858
−HK$2,999/mo
Today · 4.125%
HK$100,857
baseline
▲ 0.50% · 4.625%
HK$106,994
+HK$6,137/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,714/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,582
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,413
−HK$2,873/mo
Today · 4.125%
HK$111,286
baseline
▲ 0.50% · 4.625%
HK$117,152
+HK$5,866/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,572/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$982,711 · Scale 2, in force from 26 Feb 2026)