LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,727
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,367
−HK$1,666/mo
Today · 4.125%
HK$56,033
baseline
▲ 0.50% · 4.625%
HK$59,443
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,066/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,658
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,231
−HK$1,596/mo
Today · 4.125%
HK$61,827
baseline
▲ 0.50% · 4.625%
HK$65,086
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,654/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,272
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,240
−HK$2,000/mo
Today · 4.125%
HK$67,240
baseline
▲ 0.50% · 4.625%
HK$71,331
+HK$4,091/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,480/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,390
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,278
−HK$1,915/mo
Today · 4.125%
HK$74,193
baseline
▲ 0.50% · 4.625%
HK$78,103
+HK$3,910/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,386/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,818
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,114
−HK$2,333/mo
Today · 4.125%
HK$78,447
baseline
▲ 0.50% · 4.625%
HK$83,220
+HK$4,773/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,894/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,121
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,324
−HK$2,234/mo
Today · 4.125%
HK$86,558
baseline
▲ 0.50% · 4.625%
HK$91,121
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,116/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,908
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,860
−HK$3,000/mo
Today · 4.125%
HK$100,860
baseline
▲ 0.50% · 4.625%
HK$106,997
+HK$6,137/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,720/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,585
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,416
−HK$2,873/mo
Today · 4.125%
HK$111,289
baseline
▲ 0.50% · 4.625%
HK$117,155
+HK$5,866/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,578/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,737 · Scale 2, in force from 26 Feb 2026)