LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,729
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,369
−HK$1,666/mo
Today · 4.125%
HK$56,035
baseline
▲ 0.50% · 4.625%
HK$59,445
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,070/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,660
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,233
−HK$1,596/mo
Today · 4.125%
HK$61,829
baseline
▲ 0.50% · 4.625%
HK$65,088
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,658/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,274
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,242
−HK$2,000/mo
Today · 4.125%
HK$67,242
baseline
▲ 0.50% · 4.625%
HK$71,334
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$134,484/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,392
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,280
−HK$1,915/mo
Today · 4.125%
HK$74,195
baseline
▲ 0.50% · 4.625%
HK$78,106
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.87M · min. income ≈ HK$148,390/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,820
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,116
−HK$2,333/mo
Today · 4.125%
HK$78,449
baseline
▲ 0.50% · 4.625%
HK$83,223
+HK$4,774/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,898/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,124
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,326
−HK$2,235/mo
Today · 4.125%
HK$86,561
baseline
▲ 0.50% · 4.625%
HK$91,124
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,122/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,911
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,864
−HK$2,999/mo
Today · 4.125%
HK$100,863
baseline
▲ 0.50% · 4.625%
HK$107,000
+HK$6,137/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,726/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,588
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,420
−HK$2,872/mo
Today · 4.125%
HK$111,292
baseline
▲ 0.50% · 4.625%
HK$117,159
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,584/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,768 · Scale 2, in force from 26 Feb 2026)