LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,731
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,371
−HK$1,667/mo
Today · 4.125%
HK$56,038
baseline
▲ 0.50% · 4.625%
HK$59,448
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,076/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,236
−HK$1,596/mo
Today · 4.125%
HK$61,832
baseline
▲ 0.50% · 4.625%
HK$65,091
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,664/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,277
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,246
−HK$1,999/mo
Today · 4.125%
HK$67,245
baseline
▲ 0.50% · 4.625%
HK$71,337
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,490/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,395
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,283
−HK$1,916/mo
Today · 4.125%
HK$74,199
baseline
▲ 0.50% · 4.625%
HK$78,110
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,398/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,824
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,120
−HK$2,333/mo
Today · 4.125%
HK$78,453
baseline
▲ 0.50% · 4.625%
HK$83,227
+HK$4,774/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,906/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,128
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,331
−HK$2,234/mo
Today · 4.125%
HK$86,565
baseline
▲ 0.50% · 4.625%
HK$91,128
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,130/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,916
−HK$5,952/mo
▼ 0.25% · 3.875%
HK$97,868
−HK$3,000/mo
Today · 4.125%
HK$100,868
baseline
▲ 0.50% · 4.625%
HK$107,006
+HK$6,138/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,736/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,593
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,425
−HK$2,873/mo
Today · 4.125%
HK$111,298
baseline
▲ 0.50% · 4.625%
HK$117,165
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,596/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,816 · Scale 2, in force from 26 Feb 2026)