LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,735
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,375
−HK$1,667/mo
Today · 4.125%
HK$56,042
baseline
▲ 0.50% · 4.625%
HK$59,452
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,084/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,667
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,240
−HK$1,596/mo
Today · 4.125%
HK$61,836
baseline
▲ 0.50% · 4.625%
HK$65,096
+HK$3,260/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,672/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,282
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,250
−HK$2,000/mo
Today · 4.125%
HK$67,250
baseline
▲ 0.50% · 4.625%
HK$71,342
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,500/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,400
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,288
−HK$1,916/mo
Today · 4.125%
HK$74,204
baseline
▲ 0.50% · 4.625%
HK$78,115
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,408/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,829
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,125
−HK$2,333/mo
Today · 4.125%
HK$78,458
baseline
▲ 0.50% · 4.625%
HK$83,232
+HK$4,774/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,916/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,134
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,336
−HK$2,235/mo
Today · 4.125%
HK$86,571
baseline
▲ 0.50% · 4.625%
HK$91,134
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,142/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,922
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,875
−HK$3,000/mo
Today · 4.125%
HK$100,875
baseline
▲ 0.50% · 4.625%
HK$107,013
+HK$6,138/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,750/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,600
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,432
−HK$2,874/mo
Today · 4.125%
HK$111,306
baseline
▲ 0.50% · 4.625%
HK$117,173
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,612/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,883 · Scale 2, in force from 26 Feb 2026)