LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,736
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,376
−HK$1,667/mo
Today · 4.125%
HK$56,043
baseline
▲ 0.50% · 4.625%
HK$59,453
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,086/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,668
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,241
−HK$1,597/mo
Today · 4.125%
HK$61,838
baseline
▲ 0.50% · 4.625%
HK$65,097
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,676/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,283
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$65,251
−HK$2,000/mo
Today · 4.125%
HK$67,251
baseline
▲ 0.50% · 4.625%
HK$71,343
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,502/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,402
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$72,290
−HK$1,915/mo
Today · 4.125%
HK$74,205
baseline
▲ 0.50% · 4.625%
HK$78,117
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,410/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,830
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,127
−HK$2,333/mo
Today · 4.125%
HK$78,460
baseline
▲ 0.50% · 4.625%
HK$83,234
+HK$4,774/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,920/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,135
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,338
−HK$2,235/mo
Today · 4.125%
HK$86,573
baseline
▲ 0.50% · 4.625%
HK$91,136
+HK$4,563/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,146/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,924
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,877
−HK$3,000/mo
Today · 4.125%
HK$100,877
baseline
▲ 0.50% · 4.625%
HK$107,015
+HK$6,138/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,754/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,602
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,435
−HK$2,873/mo
Today · 4.125%
HK$111,308
baseline
▲ 0.50% · 4.625%
HK$117,175
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,616/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,902 · Scale 2, in force from 26 Feb 2026)