LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,736
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,377
−HK$1,666/mo
Today · 4.125%
HK$56,043
baseline
▲ 0.50% · 4.625%
HK$59,453
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,086/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,668
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,242
−HK$1,596/mo
Today · 4.125%
HK$61,838
baseline
▲ 0.50% · 4.625%
HK$65,098
+HK$3,260/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,676/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,283
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,252
−HK$2,000/mo
Today · 4.125%
HK$67,252
baseline
▲ 0.50% · 4.625%
HK$71,344
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,504/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,402
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,290
−HK$1,916/mo
Today · 4.125%
HK$74,206
baseline
▲ 0.50% · 4.625%
HK$78,117
+HK$3,911/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,412/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,831
−HK$4,629/mo
▼ 0.25% · 3.875%
HK$76,127
−HK$2,333/mo
Today · 4.125%
HK$78,460
baseline
▲ 0.50% · 4.625%
HK$83,235
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,920/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,136
−HK$4,437/mo
▼ 0.25% · 3.875%
HK$84,339
−HK$2,234/mo
Today · 4.125%
HK$86,573
baseline
▲ 0.50% · 4.625%
HK$91,137
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,146/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,925
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,878
−HK$3,000/mo
Today · 4.125%
HK$100,878
baseline
▲ 0.50% · 4.625%
HK$107,016
+HK$6,138/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$201,756/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,603
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,435
−HK$2,874/mo
Today · 4.125%
HK$111,309
baseline
▲ 0.50% · 4.625%
HK$117,176
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.81M · min. income ≈ HK$222,618/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,910 · Scale 2, in force from 26 Feb 2026)