LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,739
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,666/mo
Today · 4.125%
HK$56,046
baseline
▲ 0.50% · 4.625%
HK$59,457
+HK$3,411/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,092/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,672
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,245
−HK$1,597/mo
Today · 4.125%
HK$61,842
baseline
▲ 0.50% · 4.625%
HK$65,101
+HK$3,259/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,684/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,287
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$2,001/mo
Today · 4.125%
HK$67,256
baseline
▲ 0.50% · 4.625%
HK$71,348
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,512/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,406
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$1,916/mo
Today · 4.125%
HK$74,210
baseline
▲ 0.50% · 4.625%
HK$78,122
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,420/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,835
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,131
−HK$2,334/mo
Today · 4.125%
HK$78,465
baseline
▲ 0.50% · 4.625%
HK$83,239
+HK$4,774/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,930/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,140
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,343
−HK$2,235/mo
Today · 4.125%
HK$86,578
baseline
▲ 0.50% · 4.625%
HK$91,142
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,156/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,930
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,883
−HK$3,000/mo
Today · 4.125%
HK$100,883
baseline
▲ 0.50% · 4.625%
HK$107,022
+HK$6,139/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,766/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,609
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,441
−HK$2,874/mo
Today · 4.125%
HK$111,315
baseline
▲ 0.50% · 4.625%
HK$117,182
+HK$5,867/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,630/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$982,965 · Scale 2, in force from 26 Feb 2026)