LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,742
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,383
−HK$1,667/mo
Today · 4.125%
HK$56,050
baseline
▲ 0.50% · 4.625%
HK$59,460
+HK$3,410/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$112,100/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,675
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,249
−HK$1,596/mo
Today · 4.125%
HK$61,845
baseline
▲ 0.50% · 4.625%
HK$65,105
+HK$3,260/mo
Deposit HK$11.56M · loan HK$11.56M · min. income ≈ HK$123,690/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,291
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,259
−HK$2,001/mo
Today · 4.125%
HK$67,260
baseline
▲ 0.50% · 4.625%
HK$71,352
+HK$4,092/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,520/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,410
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,299
−HK$1,915/mo
Today · 4.125%
HK$74,214
baseline
▲ 0.50% · 4.625%
HK$78,126
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,428/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,839
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,136
−HK$2,333/mo
Today · 4.125%
HK$78,469
baseline
▲ 0.50% · 4.625%
HK$83,244
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,938/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,145
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,348
−HK$2,235/mo
Today · 4.125%
HK$86,583
baseline
▲ 0.50% · 4.625%
HK$91,147
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,166/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,936
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,889
−HK$3,000/mo
Today · 4.125%
HK$100,889
baseline
▲ 0.50% · 4.625%
HK$107,028
+HK$6,139/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,778/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,615
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,448
−HK$2,873/mo
Today · 4.125%
HK$111,321
baseline
▲ 0.50% · 4.625%
HK$117,189
+HK$5,868/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,642/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,023 · Scale 2, in force from 26 Feb 2026)