LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,743
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,383
−HK$1,667/mo
Today · 4.125%
HK$56,050
baseline
▲ 0.50% · 4.625%
HK$59,461
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,100/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,676
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,249
−HK$1,597/mo
Today · 4.125%
HK$61,846
baseline
▲ 0.50% · 4.625%
HK$65,106
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,692/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,291
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,260
−HK$2,000/mo
Today · 4.125%
HK$67,260
baseline
▲ 0.50% · 4.625%
HK$71,353
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,520/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,411
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,299
−HK$1,916/mo
Today · 4.125%
HK$74,215
baseline
▲ 0.50% · 4.625%
HK$78,127
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,430/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,840
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$76,137
−HK$2,333/mo
Today · 4.125%
HK$78,470
baseline
▲ 0.50% · 4.625%
HK$83,245
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,940/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,146
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,349
−HK$2,235/mo
Today · 4.125%
HK$86,584
baseline
▲ 0.50% · 4.625%
HK$91,148
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,168/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,937
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,890
−HK$3,000/mo
Today · 4.125%
HK$100,890
baseline
▲ 0.50% · 4.625%
HK$107,029
+HK$6,139/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,780/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,616
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,449
−HK$2,873/mo
Today · 4.125%
HK$111,322
baseline
▲ 0.50% · 4.625%
HK$117,190
+HK$5,868/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,644/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,031 · Scale 2, in force from 26 Feb 2026)