LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,746
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,387
−HK$1,667/mo
Today · 4.125%
HK$56,054
baseline
▲ 0.50% · 4.625%
HK$59,465
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,108/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,680
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,254
−HK$1,596/mo
Today · 4.125%
HK$61,850
baseline
▲ 0.50% · 4.625%
HK$65,110
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,700/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,296
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,264
−HK$2,001/mo
Today · 4.125%
HK$67,265
baseline
▲ 0.50% · 4.625%
HK$71,358
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,530/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,416
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,304
−HK$1,916/mo
Today · 4.125%
HK$74,220
baseline
▲ 0.50% · 4.625%
HK$78,132
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,440/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,845
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,142
−HK$2,334/mo
Today · 4.125%
HK$78,476
baseline
▲ 0.50% · 4.625%
HK$83,251
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,952/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,152
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,355
−HK$2,235/mo
Today · 4.125%
HK$86,590
baseline
▲ 0.50% · 4.625%
HK$91,154
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,180/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,943
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,897
−HK$3,000/mo
Today · 4.125%
HK$100,897
baseline
▲ 0.50% · 4.625%
HK$107,037
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,794/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,624
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,456
−HK$2,874/mo
Today · 4.125%
HK$111,330
baseline
▲ 0.50% · 4.625%
HK$117,198
+HK$5,868/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,660/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,100 · Scale 2, in force from 26 Feb 2026)