LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,747
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,388
−HK$1,667/mo
Today · 4.125%
HK$56,055
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,110/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,596/mo
Today · 4.125%
HK$61,851
baseline
▲ 0.50% · 4.625%
HK$65,111
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,702/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,297
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,266
−HK$2,000/mo
Today · 4.125%
HK$67,266
baseline
▲ 0.50% · 4.625%
HK$71,359
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,532/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,417
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,305
−HK$1,916/mo
Today · 4.125%
HK$74,221
baseline
▲ 0.50% · 4.625%
HK$78,134
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,442/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,846
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,143
−HK$2,334/mo
Today · 4.125%
HK$78,477
baseline
▲ 0.50% · 4.625%
HK$83,252
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,954/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,153
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,356
−HK$2,235/mo
Today · 4.125%
HK$86,591
baseline
▲ 0.50% · 4.625%
HK$91,156
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,182/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,945
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,898
−HK$3,001/mo
Today · 4.125%
HK$100,899
baseline
▲ 0.50% · 4.625%
HK$107,038
+HK$6,139/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,798/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,625
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,458
−HK$2,874/mo
Today · 4.125%
HK$111,332
baseline
▲ 0.50% · 4.625%
HK$117,200
+HK$5,868/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,664/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,116 · Scale 2, in force from 26 Feb 2026)