LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,748
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,389
−HK$1,667/mo
Today · 4.125%
HK$56,056
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$3,410/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,112/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,597/mo
Today · 4.125%
HK$61,852
baseline
▲ 0.50% · 4.625%
HK$65,112
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,704/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,297
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,266
−HK$2,001/mo
Today · 4.125%
HK$67,267
baseline
▲ 0.50% · 4.625%
HK$71,360
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,534/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,418
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$72,306
−HK$1,916/mo
Today · 4.125%
HK$74,222
baseline
▲ 0.50% · 4.625%
HK$78,135
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,444/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,847
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,144
−HK$2,334/mo
Today · 4.125%
HK$78,478
baseline
▲ 0.50% · 4.625%
HK$83,253
+HK$4,775/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,956/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,154
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,357
−HK$2,236/mo
Today · 4.125%
HK$86,593
baseline
▲ 0.50% · 4.625%
HK$91,157
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,186/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,946
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,899
−HK$3,001/mo
Today · 4.125%
HK$100,900
baseline
▲ 0.50% · 4.625%
HK$107,040
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,800/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,627
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,459
−HK$2,874/mo
Today · 4.125%
HK$111,333
baseline
▲ 0.50% · 4.625%
HK$117,202
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,666/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,128 · Scale 2, in force from 26 Feb 2026)