LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,749
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,667/mo
Today · 4.125%
HK$56,057
baseline
▲ 0.50% · 4.625%
HK$59,468
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,114/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,683
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,256
−HK$1,597/mo
Today · 4.125%
HK$61,853
baseline
▲ 0.50% · 4.625%
HK$65,113
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,706/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,299
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$65,268
−HK$2,000/mo
Today · 4.125%
HK$67,268
baseline
▲ 0.50% · 4.625%
HK$71,361
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,536/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,419
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,308
−HK$1,916/mo
Today · 4.125%
HK$74,224
baseline
▲ 0.50% · 4.625%
HK$78,136
+HK$3,912/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,448/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,848
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,333/mo
Today · 4.125%
HK$78,479
baseline
▲ 0.50% · 4.625%
HK$83,255
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,958/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,156
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,359
−HK$2,235/mo
Today · 4.125%
HK$86,594
baseline
▲ 0.50% · 4.625%
HK$91,159
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,188/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,948
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,901
−HK$3,001/mo
Today · 4.125%
HK$100,902
baseline
▲ 0.50% · 4.625%
HK$107,042
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,804/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,629
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,462
−HK$2,873/mo
Today · 4.125%
HK$111,335
baseline
▲ 0.50% · 4.625%
HK$117,204
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,670/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,148 · Scale 2, in force from 26 Feb 2026)