LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,752
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,393
−HK$1,667/mo
Today · 4.125%
HK$56,060
baseline
▲ 0.50% · 4.625%
HK$59,471
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,120/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,260
−HK$1,597/mo
Today · 4.125%
HK$61,857
baseline
▲ 0.50% · 4.625%
HK$65,117
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,714/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,302
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,271
−HK$2,001/mo
Today · 4.125%
HK$67,272
baseline
▲ 0.50% · 4.625%
HK$71,365
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,544/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,423
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,312
−HK$1,916/mo
Today · 4.125%
HK$74,228
baseline
▲ 0.50% · 4.625%
HK$78,141
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,456/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,853
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,334/mo
Today · 4.125%
HK$78,484
baseline
▲ 0.50% · 4.625%
HK$83,260
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,968/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,160
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,364
−HK$2,235/mo
Today · 4.125%
HK$86,599
baseline
▲ 0.50% · 4.625%
HK$91,164
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,198/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,954
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,907
−HK$3,001/mo
Today · 4.125%
HK$100,908
baseline
▲ 0.50% · 4.625%
HK$107,048
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,816/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,635
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,468
−HK$2,874/mo
Today · 4.125%
HK$111,342
baseline
▲ 0.50% · 4.625%
HK$117,211
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,684/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,205 · Scale 2, in force from 26 Feb 2026)