LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,753
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,394
−HK$1,667/mo
Today · 4.125%
HK$56,061
baseline
▲ 0.50% · 4.625%
HK$59,473
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,122/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,688
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,262
−HK$1,596/mo
Today · 4.125%
HK$61,858
baseline
▲ 0.50% · 4.625%
HK$65,119
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,716/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,304
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,273
−HK$2,001/mo
Today · 4.125%
HK$67,274
baseline
▲ 0.50% · 4.625%
HK$71,367
+HK$4,093/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,548/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,314
−HK$1,916/mo
Today · 4.125%
HK$74,230
baseline
▲ 0.50% · 4.625%
HK$78,143
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,460/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,855
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,152
−HK$2,334/mo
Today · 4.125%
HK$78,486
baseline
▲ 0.50% · 4.625%
HK$83,262
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,972/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,163
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,366
−HK$2,236/mo
Today · 4.125%
HK$86,602
baseline
▲ 0.50% · 4.625%
HK$91,166
+HK$4,564/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,204/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,956
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,910
−HK$3,001/mo
Today · 4.125%
HK$100,911
baseline
▲ 0.50% · 4.625%
HK$107,051
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,822/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,638
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,471
−HK$2,874/mo
Today · 4.125%
HK$111,345
baseline
▲ 0.50% · 4.625%
HK$117,214
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,690/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,230 · Scale 2, in force from 26 Feb 2026)