LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,755
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,396
−HK$1,668/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,475
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,264
−HK$1,597/mo
Today · 4.125%
HK$61,861
baseline
▲ 0.50% · 4.625%
HK$65,121
+HK$3,260/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,722/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,306
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,276
−HK$2,000/mo
Today · 4.125%
HK$67,276
baseline
▲ 0.50% · 4.625%
HK$71,370
+HK$4,094/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,552/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,428
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,317
−HK$1,916/mo
Today · 4.125%
HK$74,233
baseline
▲ 0.50% · 4.625%
HK$78,146
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,466/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,858
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,155
−HK$2,334/mo
Today · 4.125%
HK$78,489
baseline
▲ 0.50% · 4.625%
HK$83,265
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$156,978/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,166
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,369
−HK$2,236/mo
Today · 4.125%
HK$86,605
baseline
▲ 0.50% · 4.625%
HK$91,170
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.19M · min. income ≈ HK$173,210/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,960
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,913
−HK$3,001/mo
Today · 4.125%
HK$100,914
baseline
▲ 0.50% · 4.625%
HK$107,055
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,828/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,642
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,475
−HK$2,874/mo
Today · 4.125%
HK$111,349
baseline
▲ 0.50% · 4.625%
HK$117,219
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,698/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,268 · Scale 2, in force from 26 Feb 2026)