LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,756
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,397
−HK$1,667/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,691
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,265
−HK$1,596/mo
Today · 4.125%
HK$61,861
baseline
▲ 0.50% · 4.625%
HK$65,122
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,722/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,307
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,276
−HK$2,001/mo
Today · 4.125%
HK$67,277
baseline
▲ 0.50% · 4.625%
HK$71,371
+HK$4,094/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,554/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,429
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,318
−HK$1,916/mo
Today · 4.125%
HK$74,234
baseline
▲ 0.50% · 4.625%
HK$78,147
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,468/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,858
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,156
−HK$2,334/mo
Today · 4.125%
HK$78,490
baseline
▲ 0.50% · 4.625%
HK$83,266
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,980/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,167
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,370
−HK$2,236/mo
Today · 4.125%
HK$86,606
baseline
▲ 0.50% · 4.625%
HK$91,171
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,212/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,961
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,915
−HK$3,001/mo
Today · 4.125%
HK$100,916
baseline
▲ 0.50% · 4.625%
HK$107,056
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,832/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,643
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,476
−HK$2,875/mo
Today · 4.125%
HK$111,351
baseline
▲ 0.50% · 4.625%
HK$117,220
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,702/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,281 · Scale 2, in force from 26 Feb 2026)