LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,757
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,398
−HK$1,667/mo
Today · 4.125%
HK$56,065
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,130/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,691
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,265
−HK$1,597/mo
Today · 4.125%
HK$61,862
baseline
▲ 0.50% · 4.625%
HK$65,123
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,724/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,308
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,277
−HK$2,001/mo
Today · 4.125%
HK$67,278
baseline
▲ 0.50% · 4.625%
HK$71,372
+HK$4,094/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,556/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,429
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,318
−HK$1,916/mo
Today · 4.125%
HK$74,234
baseline
▲ 0.50% · 4.625%
HK$78,148
+HK$3,914/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,468/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,859
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,157
−HK$2,334/mo
Today · 4.125%
HK$78,491
baseline
▲ 0.50% · 4.625%
HK$83,267
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,982/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,168
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,371
−HK$2,236/mo
Today · 4.125%
HK$86,607
baseline
▲ 0.50% · 4.625%
HK$91,172
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,214/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,962
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,916
−HK$3,001/mo
Today · 4.125%
HK$100,917
baseline
▲ 0.50% · 4.625%
HK$107,057
+HK$6,140/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,834/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,644
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,477
−HK$2,875/mo
Today · 4.125%
HK$111,352
baseline
▲ 0.50% · 4.625%
HK$117,221
+HK$5,869/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,704/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,291 · Scale 2, in force from 26 Feb 2026)