LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,758
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,399
−HK$1,668/mo
Today · 4.125%
HK$56,067
baseline
▲ 0.50% · 4.625%
HK$59,478
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,134/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,693
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,267
−HK$1,597/mo
Today · 4.125%
HK$61,864
baseline
▲ 0.50% · 4.625%
HK$65,125
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,728/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,310
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,279
−HK$2,001/mo
Today · 4.125%
HK$67,280
baseline
▲ 0.50% · 4.625%
HK$71,374
+HK$4,094/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$134,560/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,431
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,320
−HK$1,917/mo
Today · 4.125%
HK$74,237
baseline
▲ 0.50% · 4.625%
HK$78,150
+HK$3,913/mo
Deposit HK$9.25M · loan HK$13.88M · min. income ≈ HK$148,474/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,861
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,159
−HK$2,334/mo
Today · 4.125%
HK$78,493
baseline
▲ 0.50% · 4.625%
HK$83,269
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,986/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,170
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,374
−HK$2,235/mo
Today · 4.125%
HK$86,609
baseline
▲ 0.50% · 4.625%
HK$91,175
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,218/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,965
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,919
−HK$3,001/mo
Today · 4.125%
HK$100,920
baseline
▲ 0.50% · 4.625%
HK$107,061
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,840/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,647
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,481
−HK$2,874/mo
Today · 4.125%
HK$111,355
baseline
▲ 0.50% · 4.625%
HK$117,225
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,710/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,320 · Scale 2, in force from 26 Feb 2026)