LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,760
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,401
−HK$1,668/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,480
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,695
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,269
−HK$1,597/mo
Today · 4.125%
HK$61,866
baseline
▲ 0.50% · 4.625%
HK$65,127
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,732/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,312
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,282
−HK$2,000/mo
Today · 4.125%
HK$67,282
baseline
▲ 0.50% · 4.625%
HK$71,376
+HK$4,094/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$134,564/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,434
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,323
−HK$1,917/mo
Today · 4.125%
HK$74,240
baseline
▲ 0.50% · 4.625%
HK$78,153
+HK$3,913/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$148,480/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,864
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,162
−HK$2,334/mo
Today · 4.125%
HK$78,496
baseline
▲ 0.50% · 4.625%
HK$83,273
+HK$4,777/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,992/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,173
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,377
−HK$2,236/mo
Today · 4.125%
HK$86,613
baseline
▲ 0.50% · 4.625%
HK$91,178
+HK$4,565/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,226/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,968
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,922
−HK$3,002/mo
Today · 4.125%
HK$100,924
baseline
▲ 0.50% · 4.625%
HK$107,065
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,848/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,651
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,485
−HK$2,874/mo
Today · 4.125%
HK$111,359
baseline
▲ 0.50% · 4.625%
HK$117,229
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,718/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,359 · Scale 2, in force from 26 Feb 2026)