LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,762
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,667/mo
Today · 4.125%
HK$56,070
baseline
▲ 0.50% · 4.625%
HK$59,482
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,140/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,697
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,271
−HK$1,597/mo
Today · 4.125%
HK$61,868
baseline
▲ 0.50% · 4.625%
HK$65,129
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,736/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,314
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$2,001/mo
Today · 4.125%
HK$67,285
baseline
▲ 0.50% · 4.625%
HK$71,379
+HK$4,094/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$134,570/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,436
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,325
−HK$1,917/mo
Today · 4.125%
HK$74,242
baseline
▲ 0.50% · 4.625%
HK$78,155
+HK$3,913/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$148,484/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,867
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,164
−HK$2,335/mo
Today · 4.125%
HK$78,499
baseline
▲ 0.50% · 4.625%
HK$83,275
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,998/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,176
−HK$4,439/mo
▼ 0.25% · 3.875%
HK$84,380
−HK$2,235/mo
Today · 4.125%
HK$86,615
baseline
▲ 0.50% · 4.625%
HK$91,181
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,230/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,971
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,925
−HK$3,002/mo
Today · 4.125%
HK$100,927
baseline
▲ 0.50% · 4.625%
HK$107,068
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,854/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,655
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,488
−HK$2,875/mo
Today · 4.125%
HK$111,363
baseline
▲ 0.50% · 4.625%
HK$117,233
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,726/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,388 · Scale 2, in force from 26 Feb 2026)