LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,762
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,668/mo
Today · 4.125%
HK$56,071
baseline
▲ 0.50% · 4.625%
HK$59,483
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,142/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,697
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,272
−HK$1,597/mo
Today · 4.125%
HK$61,869
baseline
▲ 0.50% · 4.625%
HK$65,130
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,738/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,315
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$2,001/mo
Today · 4.125%
HK$67,285
baseline
▲ 0.50% · 4.625%
HK$71,379
+HK$4,094/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$134,570/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,437
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$72,326
−HK$1,916/mo
Today · 4.125%
HK$74,242
baseline
▲ 0.50% · 4.625%
HK$78,156
+HK$3,914/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$148,484/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,867
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$76,165
−HK$2,334/mo
Today · 4.125%
HK$78,499
baseline
▲ 0.50% · 4.625%
HK$83,276
+HK$4,777/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$156,998/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,176
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,380
−HK$2,236/mo
Today · 4.125%
HK$86,616
baseline
▲ 0.50% · 4.625%
HK$91,182
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,232/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,972
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,926
−HK$3,002/mo
Today · 4.125%
HK$100,928
baseline
▲ 0.50% · 4.625%
HK$107,069
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$201,856/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,655
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,489
−HK$2,875/mo
Today · 4.125%
HK$111,364
baseline
▲ 0.50% · 4.625%
HK$117,234
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.82M · min. income ≈ HK$222,728/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,397 · Scale 2, in force from 26 Feb 2026)