LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,764
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,405
−HK$1,668/mo
Today · 4.125%
HK$56,073
baseline
▲ 0.50% · 4.625%
HK$59,484
+HK$3,411/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,146/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,274
−HK$1,597/mo
Today · 4.125%
HK$61,871
baseline
▲ 0.50% · 4.625%
HK$65,132
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,742/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,317
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$65,286
−HK$2,001/mo
Today · 4.125%
HK$67,287
baseline
▲ 0.50% · 4.625%
HK$71,381
+HK$4,094/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$134,574/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,439
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,328
−HK$1,917/mo
Today · 4.125%
HK$74,245
baseline
▲ 0.50% · 4.625%
HK$78,158
+HK$3,913/mo
Deposit HK$9.26M · loan HK$13.88M · min. income ≈ HK$148,490/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,869
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,167
−HK$2,335/mo
Today · 4.125%
HK$78,502
baseline
▲ 0.50% · 4.625%
HK$83,278
+HK$4,776/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,004/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,179
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,383
−HK$2,236/mo
Today · 4.125%
HK$86,619
baseline
▲ 0.50% · 4.625%
HK$91,185
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,238/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,975
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,929
−HK$3,002/mo
Today · 4.125%
HK$100,931
baseline
▲ 0.50% · 4.625%
HK$107,072
+HK$6,141/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,862/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,659
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,492
−HK$2,875/mo
Today · 4.125%
HK$111,367
baseline
▲ 0.50% · 4.625%
HK$117,237
+HK$5,870/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,734/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,427 · Scale 2, in force from 26 Feb 2026)