LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,769
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,411
−HK$1,667/mo
Today · 4.125%
HK$56,078
baseline
▲ 0.50% · 4.625%
HK$59,490
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,156/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,705
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,280
−HK$1,597/mo
Today · 4.125%
HK$61,877
baseline
▲ 0.50% · 4.625%
HK$65,138
+HK$3,261/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,754/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,323
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,293
−HK$2,001/mo
Today · 4.125%
HK$67,294
baseline
▲ 0.50% · 4.625%
HK$71,389
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,588/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,446
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,335
−HK$1,917/mo
Today · 4.125%
HK$74,252
baseline
▲ 0.50% · 4.625%
HK$78,166
+HK$3,914/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,504/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,877
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,175
−HK$2,335/mo
Today · 4.125%
HK$78,510
baseline
▲ 0.50% · 4.625%
HK$83,287
+HK$4,777/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,020/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,187
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,391
−HK$2,237/mo
Today · 4.125%
HK$86,628
baseline
▲ 0.50% · 4.625%
HK$91,194
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,256/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,984
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,939
−HK$3,002/mo
Today · 4.125%
HK$100,941
baseline
▲ 0.50% · 4.625%
HK$107,083
+HK$6,142/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,882/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,669
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,503
−HK$2,875/mo
Today · 4.125%
HK$111,378
baseline
▲ 0.50% · 4.625%
HK$117,249
+HK$5,871/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,756/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,525 · Scale 2, in force from 26 Feb 2026)