LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,770
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,412
−HK$1,667/mo
Today · 4.125%
HK$56,079
baseline
▲ 0.50% · 4.625%
HK$59,492
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,158/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,706
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,281
−HK$1,597/mo
Today · 4.125%
HK$61,878
baseline
▲ 0.50% · 4.625%
HK$65,140
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,756/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,324
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,294
−HK$2,001/mo
Today · 4.125%
HK$67,295
baseline
▲ 0.50% · 4.625%
HK$71,390
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,590/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,448
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,337
−HK$1,917/mo
Today · 4.125%
HK$74,254
baseline
▲ 0.50% · 4.625%
HK$78,168
+HK$3,914/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,508/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,878
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,176
−HK$2,335/mo
Today · 4.125%
HK$78,511
baseline
▲ 0.50% · 4.625%
HK$83,288
+HK$4,777/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,022/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,189
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,393
−HK$2,236/mo
Today · 4.125%
HK$86,629
baseline
▲ 0.50% · 4.625%
HK$91,196
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,258/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,986
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,941
−HK$3,002/mo
Today · 4.125%
HK$100,943
baseline
▲ 0.50% · 4.625%
HK$107,085
+HK$6,142/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,886/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,671
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,505
−HK$2,875/mo
Today · 4.125%
HK$111,380
baseline
▲ 0.50% · 4.625%
HK$117,251
+HK$5,871/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,760/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,545 · Scale 2, in force from 26 Feb 2026)