LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,774
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,668/mo
Today · 4.125%
HK$56,084
baseline
▲ 0.50% · 4.625%
HK$59,496
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,168/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,711
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,285
−HK$1,598/mo
Today · 4.125%
HK$61,883
baseline
▲ 0.50% · 4.625%
HK$65,145
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,766/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,329
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,299
−HK$2,001/mo
Today · 4.125%
HK$67,300
baseline
▲ 0.50% · 4.625%
HK$71,395
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,600/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,453
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,342
−HK$1,917/mo
Today · 4.125%
HK$74,259
baseline
▲ 0.50% · 4.625%
HK$78,173
+HK$3,914/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,518/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,884
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,335/mo
Today · 4.125%
HK$78,517
baseline
▲ 0.50% · 4.625%
HK$83,295
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,034/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,195
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,399
−HK$2,237/mo
Today · 4.125%
HK$86,636
baseline
▲ 0.50% · 4.625%
HK$91,202
+HK$4,566/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,272/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,993
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,948
−HK$3,002/mo
Today · 4.125%
HK$100,950
baseline
▲ 0.50% · 4.625%
HK$107,093
+HK$6,143/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,900/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,679
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,514
−HK$2,875/mo
Today · 4.125%
HK$111,389
baseline
▲ 0.50% · 4.625%
HK$117,260
+HK$5,871/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,778/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,618 · Scale 2, in force from 26 Feb 2026)