LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,778
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,419
−HK$1,668/mo
Today · 4.125%
HK$56,087
baseline
▲ 0.50% · 4.625%
HK$59,500
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,174/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,715
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,289
−HK$1,598/mo
Today · 4.125%
HK$61,887
baseline
▲ 0.50% · 4.625%
HK$65,149
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,774/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,333
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,303
−HK$2,002/mo
Today · 4.125%
HK$67,305
baseline
▲ 0.50% · 4.625%
HK$71,400
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,610/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,458
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,347
−HK$1,917/mo
Today · 4.125%
HK$74,264
baseline
▲ 0.50% · 4.625%
HK$78,179
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,528/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,889
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,187
−HK$2,335/mo
Today · 4.125%
HK$78,522
baseline
▲ 0.50% · 4.625%
HK$83,300
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,044/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,201
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,405
−HK$2,237/mo
Today · 4.125%
HK$86,642
baseline
▲ 0.50% · 4.625%
HK$91,209
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,284/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,000
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,955
−HK$3,002/mo
Today · 4.125%
HK$100,957
baseline
▲ 0.50% · 4.625%
HK$107,100
+HK$6,143/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,914/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,687
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,521
−HK$2,875/mo
Today · 4.125%
HK$111,396
baseline
▲ 0.50% · 4.625%
HK$117,268
+HK$5,872/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,792/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,686 · Scale 2, in force from 26 Feb 2026)