LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,779
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,421
−HK$1,668/mo
Today · 4.125%
HK$56,089
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$3,412/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,178/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,291
−HK$1,597/mo
Today · 4.125%
HK$61,888
baseline
▲ 0.50% · 4.625%
HK$65,150
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,776/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,335
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,305
−HK$2,001/mo
Today · 4.125%
HK$67,306
baseline
▲ 0.50% · 4.625%
HK$71,402
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,612/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,459
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,349
−HK$1,917/mo
Today · 4.125%
HK$74,266
baseline
▲ 0.50% · 4.625%
HK$78,180
+HK$3,914/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,532/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,890
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,189
−HK$2,335/mo
Today · 4.125%
HK$78,524
baseline
▲ 0.50% · 4.625%
HK$83,302
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,048/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,202
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,407
−HK$2,236/mo
Today · 4.125%
HK$86,643
baseline
▲ 0.50% · 4.625%
HK$91,211
+HK$4,568/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,286/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,002
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,957
−HK$3,002/mo
Today · 4.125%
HK$100,959
baseline
▲ 0.50% · 4.625%
HK$107,103
+HK$6,144/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,918/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,689
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,523
−HK$2,876/mo
Today · 4.125%
HK$111,399
baseline
▲ 0.50% · 4.625%
HK$117,271
+HK$5,872/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,798/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,706 · Scale 2, in force from 26 Feb 2026)