LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,779
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,421
−HK$1,668/mo
Today · 4.125%
HK$56,089
baseline
▲ 0.50% · 4.625%
HK$59,502
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,178/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,291
−HK$1,598/mo
Today · 4.125%
HK$61,889
baseline
▲ 0.50% · 4.625%
HK$65,151
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,778/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,335
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,305
−HK$2,002/mo
Today · 4.125%
HK$67,307
baseline
▲ 0.50% · 4.625%
HK$71,402
+HK$4,095/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,614/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,460
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,349
−HK$1,917/mo
Today · 4.125%
HK$74,266
baseline
▲ 0.50% · 4.625%
HK$78,181
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,532/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,891
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,189
−HK$2,336/mo
Today · 4.125%
HK$78,525
baseline
▲ 0.50% · 4.625%
HK$83,303
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,050/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,203
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,408
−HK$2,236/mo
Today · 4.125%
HK$86,644
baseline
▲ 0.50% · 4.625%
HK$91,211
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,288/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,003
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,958
−HK$3,002/mo
Today · 4.125%
HK$100,960
baseline
▲ 0.50% · 4.625%
HK$107,103
+HK$6,143/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,920/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,689
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,524
−HK$2,876/mo
Today · 4.125%
HK$111,400
baseline
▲ 0.50% · 4.625%
HK$117,272
+HK$5,872/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,800/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,713 · Scale 2, in force from 26 Feb 2026)