LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,780
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,422
−HK$1,668/mo
Today · 4.125%
HK$56,090
baseline
▲ 0.50% · 4.625%
HK$59,503
+HK$3,413/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$112,180/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,718
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,292
−HK$1,598/mo
Today · 4.125%
HK$61,890
baseline
▲ 0.50% · 4.625%
HK$65,152
+HK$3,262/mo
Deposit HK$11.57M · loan HK$11.57M · min. income ≈ HK$123,780/mo (50% DSR)
Upfront cash ≈ HK$12.56M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,336
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,307
−HK$2,001/mo
Today · 4.125%
HK$67,308
baseline
▲ 0.50% · 4.625%
HK$71,404
+HK$4,096/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$134,616/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,461
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,351
−HK$1,917/mo
Today · 4.125%
HK$74,268
baseline
▲ 0.50% · 4.625%
HK$78,183
+HK$3,915/mo
Deposit HK$9.26M · loan HK$13.89M · min. income ≈ HK$148,536/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,893
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,191
−HK$2,335/mo
Today · 4.125%
HK$78,526
baseline
▲ 0.50% · 4.625%
HK$83,304
+HK$4,778/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$157,052/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,205
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,409
−HK$2,237/mo
Today · 4.125%
HK$86,646
baseline
▲ 0.50% · 4.625%
HK$91,213
+HK$4,567/mo
Deposit HK$6.94M · loan HK$16.20M · min. income ≈ HK$173,292/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,005
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,960
−HK$3,002/mo
Today · 4.125%
HK$100,962
baseline
▲ 0.50% · 4.625%
HK$107,106
+HK$6,144/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$201,924/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,692
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,526
−HK$2,876/mo
Today · 4.125%
HK$111,402
baseline
▲ 0.50% · 4.625%
HK$117,274
+HK$5,872/mo
Deposit HK$2.31M · loan HK$20.83M · min. income ≈ HK$222,804/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$983,735 · Scale 2, in force from 26 Feb 2026)